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Study reveals lack of awareness about temporary car insurance among Brits



A recent study conducted by Confused.com has highlighted a lack of awareness regarding temporary car insurance among the British public. According to their findings, a staggering 37% of Brits are unaware of the concept of temporary car insurance, which can be vital in several situations.


Temporary car insurance, also known as short-term car insurance, provides coverage for a short period, ranging from 1 hour to 28 days, depending on the policy. To shed light on this lesser-known insurance option, Confused.com has compiled essential information to help individuals decide whether temporary car insurance is suitable for their needs.

One of the common scenarios where temporary car insurance proves useful is when borrowing a car from a friend or relative. This insurance coverage ensures that individuals are protected during their use of the borrowed vehicle. Similarly, when test-driving a car from a private seller, temporary test drive insurance can fill the gap left by regular insurance policies that may not cover such situations.


Temporary car insurance also serves as a valuable solution for those who have recently purchased a new car but have not yet obtained annual insurance. By providing interim coverage, it safeguards the vehicle owner until they secure permanent insurance.


In instances where individuals possess a temporary or impounded vehicle, a temporary insurance policy proves more practical than paying for an annual one. This type of insurance can also facilitate the release and drive of impounded vehicles, which are often not covered by regular insurance.

For individuals planning road trips across Europe, temporary European car insurance offers a great solution. Designed specifically for travel within Europe, this insurance policy covers the duration of the trip without the need for long-term commitments.


Moreover, for non-UK residents visiting the country for a short period, temporary car insurance for non-UK residents provides the necessary coverage for driving during their stay. However, it is crucial to review the eligibility requirements of the insurance provider, as restrictions may apply based on the individual's country of residence.


The study also revealed that in the past two years, over a fifth (21%) of drivers have applied for non-annualised policies, with 11% specifically applying for temporary car insurance. The most common reason for obtaining temporary auto insurance was to drive someone else's car, accounting for 46% of all cases.


Overall, temporary car insurance users expressed high satisfaction rates, with almost half reporting complete satisfaction. Only 2% of respondents expressed dissatisfaction. The easy purchase and application processes were particularly appreciated.

The average age of temporary car insurance users is around 45, with a slightly higher percentage of men (52%) compared to women (48%). The study also found that families with children are more likely to be users of temporary car insurance, accounting for 46% of respondents.


As the prevalence of temporary car insurance continues to grow, it is imperative that Brits stay informed to make well-informed decisions regarding their insurance needs.


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